  :root {
    --navy-900: #071330;
    --navy-800: #0b1b3f;
    --navy-700: #13285a;
    --navy-600: #1c3672;
    --accent: #7ea6ff;
    --accent-strong: #3d6fe6;
    --gold: #f2c14e;
    --ink: #0b1b3f;
    --ink-soft: #4a5875;
    --line: #dfe4ee;
    --bg: #ffffff;
    --bg-soft: #f4f6fb;
    --ok: #12a26b;
    --err: #d23c3c;
    --radius: 4px;
    --shadow: 0 24px 60px -20px rgba(7, 19, 48, .45);
    --font-display: "Bricolage Grotesque", system-ui, sans-serif;
    --font-body: "Instrument Sans", system-ui, sans-serif;
  }
  *, *::before, *::after { box-sizing: border-box; }
  html { scroll-behavior: smooth; scroll-padding-top: 136px; }
  body { margin: 0; font-family: var(--font-body); color: var(--ink); background: var(--bg); line-height: 1.55; -webkit-font-smoothing: antialiased; }
  img, svg { display: block; }
  a { color: inherit; }
  button, input, select { font: inherit; }
  .wrap { width: min(1200px, 100% - 32px); margin-inline: auto; }
  h1, h2, h3 { font-family: var(--font-display); line-height: 1.08; letter-spacing: -.02em; margin: 0; }
  .eyebrow { font-family: var(--font-display); font-size: 13px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--accent-strong); }

  /* ---------- Header ---------- */
  .site-header { position: sticky; top: 0; z-index: 50; background: var(--navy-800); border-bottom: 1px solid rgba(255,255,255,.08); }
  .site-header .wrap { display: flex; align-items: center; gap: 24px; height: 76px; }
  .brand { display: flex; align-items: center; gap: 14px; text-decoration: none; color: #fff; margin-right: auto; }
  .brand-mark { width: 46px; height: 46px; background: #fff; color: var(--navy-800); display: grid; place-items: center; font-family: var(--font-display); font-weight: 800; font-size: 22px; position: relative; }
  .brand-mark::after { content: ""; position: absolute; right: 6px; bottom: 6px; width: 6px; height: 6px; background: var(--gold); }
  .brand-name { font-family: var(--font-display); font-weight: 800; font-size: 22px; line-height: 1; }
  .brand-sub { font-size: 11px; letter-spacing: .2em; text-transform: uppercase; color: rgba(255,255,255,.7); margin-top: 4px; }
  .nav { display: flex; gap: 28px; }
  .nav a { color: rgba(255,255,255,.85); text-decoration: none; font-weight: 500; }
  .nav a:hover { color: #fff; }
  .header-phone { display: flex; align-items: center; gap: 8px; color: #fff; text-decoration: none; font-weight: 700; }
  .btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; border: 0; cursor: pointer; text-decoration: none; font-weight: 700; padding: 14px 22px; border-radius: var(--radius); transition: transform .15s ease, background .15s ease, box-shadow .15s ease; }
  .btn:hover { transform: translateY(-1px); }
  .btn-light { background: #fff; color: var(--navy-800); }
  .btn-light:hover { box-shadow: 0 8px 20px -8px rgba(255,255,255,.4); }
  .btn-primary { background: var(--navy-800); color: #fff; }
  .btn-primary:hover { background: var(--navy-600); }
  .btn-accent { background: var(--accent-strong); color: #fff; }
  .btn-accent:hover { background: #2f5fd4; }

  /* ---------- Hero ---------- */
  .hero { position: relative; background: radial-gradient(1200px 600px at 20% 10%, var(--navy-600) 0%, var(--navy-800) 45%, var(--navy-900) 100%); color: #fff; overflow: hidden; }
  .hero::before { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px); background-size: 64px 64px; mask-image: linear-gradient(to bottom, #000 30%, transparent 95%); pointer-events: none; }
  .hero-grid { position: relative; display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; padding: 56px 0 80px; align-items: start; }
  .tag { display: inline-flex; align-items: center; gap: 14px; border: 1px solid rgba(255,255,255,.25); padding: 12px 16px; font-family: var(--font-display); font-weight: 700; font-size: 14px; letter-spacing: .18em; text-transform: uppercase; }
  .tag::before { content: ""; width: 9px; height: 9px; background: var(--accent); }
  .hero h1 { font-size: clamp(40px, 5.6vw, 72px); font-weight: 800; margin: 32px 0 28px; }
  .hero h1 em { font-style: normal; color: var(--accent); }
  .rotator { font-size: 21px; color: rgba(255,255,255,.85); display: flex; flex-wrap: wrap; align-items: baseline; gap: 6px 12px; }
  .rotator strong { font-family: var(--font-display); color: #fff; font-size: 24px; border-bottom: 2px solid var(--accent); padding-bottom: 2px; display: inline-block; transition: opacity .3s ease, transform .3s ease; }
  .rotator strong.out { opacity: 0; transform: translateY(6px); }
  .hero-lead { font-size: 19px; color: rgba(255,255,255,.78); max-width: 640px; margin: 28px 0 32px; }
  .hero-loans { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; max-width: 680px; }
  .hero-loan { display: flex; align-items: center; gap: 14px; padding: 16px 18px; border: 1px solid rgba(255,255,255,.18); background: rgba(255,255,255,.03); color: #fff; font-weight: 600; font-size: 17px; cursor: pointer; text-align: left; transition: background .15s, border-color .15s; }
  .hero-loan:hover, .hero-loan.active { background: rgba(126,166,255,.12); border-color: var(--accent); }
  .hero-loan:last-child { grid-column: 1 / -1; }
  .hero-loan svg { flex: none; color: var(--accent); }
  .hero-loan .arrow { margin-left: auto; opacity: .5; }
  .trust { display: flex; flex-wrap: wrap; gap: 12px 28px; margin-top: 32px; color: rgba(255,255,255,.8); font-size: 15px; }
  .trust span { display: inline-flex; align-items: center; gap: 8px; }
  .trust svg { color: var(--gold); }

  /* ---------- Form card ---------- */
  .form-card { background: #fff; color: var(--ink); box-shadow: var(--shadow); position: sticky; top: 136px; }
  .form-head { padding: 26px 32px 22px; border-bottom: 1px solid var(--line); }
  .form-head-top { display: flex; justify-content: space-between; align-items: center; gap: 12px; font-size: 13px; }
  .form-head-top .eyebrow { font-size: 12px; }
  .progress-text { color: var(--ink-soft); font-weight: 600; white-space: nowrap; }
  .form-head h2 { font-size: 30px; font-weight: 800; margin: 10px 0 16px; }
  .progress { height: 4px; background: #e8edf8; overflow: hidden; }
  .progress span { display: block; height: 100%; width: 0; background: var(--accent-strong); transition: width .3s ease; }
  .form-card form { padding: 24px 32px 30px; display: grid; gap: 18px; }
  .field label, .field legend { display: block; font-weight: 600; margin-bottom: 8px; font-size: 15px; padding: 0; }
  .field fieldset { border: 0; margin: 0; padding: 0; min-width: 0; }
  .input { width: 100%; height: 54px; padding: 0 14px; border: 1px solid #c9d1e1; border-radius: 0; background: #fff; color: var(--ink); font-size: 16px; outline: none; transition: border-color .15s, box-shadow .15s; }
  .input:focus { border-color: var(--accent-strong); box-shadow: 0 0 0 3px rgba(61,111,230,.15); }
  select.input { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none' stroke='%230b1b3f' stroke-width='2'%3E%3Cpath d='M1 1l5 5 5-5'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 16px center; padding-right: 40px; }
  .phone-group { display: flex; }
  .phone-group .prefix { display: grid; place-items: center; padding: 0 16px; border: 1px solid #c9d1e1; border-right: 0; background: var(--bg-soft); font-weight: 600; font-size: 17px; }
  .loan-options { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
  .loan-option { position: relative; }
  .loan-option:last-child { grid-column: 1 / -1; }
  .loan-option input { position: absolute; opacity: 0; pointer-events: none; }
  .loan-option span { display: flex; align-items: center; gap: 12px; min-height: 60px; padding: 10px 14px; border: 1px solid #c9d1e1; font-weight: 600; cursor: pointer; line-height: 1.25; transition: border-color .15s, background .15s; }
  .loan-option span::before { content: ""; flex: none; width: 20px; height: 20px; border-radius: 50%; border: 1.5px solid #a7b1c6; transition: border .15s; }
  .loan-option input:checked + span { border-color: var(--accent-strong); background: #f1f5ff; }
  .loan-option input:checked + span::before { border: 6px solid var(--accent-strong); }
  .loan-option input:focus-visible + span { box-shadow: 0 0 0 3px rgba(61,111,230,.25); }
  .two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
  .consent { display: flex; gap: 10px; font-size: 13px; color: var(--ink-soft); align-items: flex-start; }
  .consent input { margin-top: 3px; accent-color: var(--accent-strong); width: 16px; height: 16px; flex: none; }
  .error { color: var(--err); font-size: 13px; margin-top: 6px; display: none; }
  .field.invalid .error { display: block; }
  .field.invalid .input, .field.invalid .phone-group .prefix, .field.invalid .loan-option span { border-color: var(--err); }
  .submit { width: 100%; height: 58px; font-size: 17px; }
  .submit[disabled] { opacity: .7; cursor: wait; transform: none; }
  .form-foot { display: flex; align-items: center; gap: 8px; justify-content: center; font-size: 13px; color: var(--ink-soft); }
  .form-error { background: #fdecec; border-left: 3px solid var(--err); color: #8f2222; padding: 12px 14px; font-size: 14px; }
  .form-error ul { margin: 0; padding-left: 18px; }
  .form-error a { color: inherit; font-weight: 700; }
  .hp { position: absolute; left: -9999px; }

  /* ---------- Sections ---------- */
  section { padding: 96px 0; }
  .section-head { max-width: 720px; margin-bottom: 48px; }
  .section-head h2 { font-size: clamp(32px, 4vw, 48px); font-weight: 800; margin-top: 12px; }
  .section-head p { color: var(--ink-soft); font-size: 18px; margin: 16px 0 0; }
  .soft { background: var(--bg-soft); }

  .loan-cards { display: grid; grid-template-columns: repeat(6, 1fr); gap: 20px; }
  .loan-card { grid-column: span 2; display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); padding: 28px; transition: border-color .2s, box-shadow .2s, transform .2s; }
  .loan-card:nth-child(4), .loan-card:nth-child(5) { grid-column: span 3; }
  .loan-card:hover { border-color: var(--accent-strong); box-shadow: 0 18px 40px -24px rgba(11,27,63,.4); transform: translateY(-2px); }
  .loan-card .icon { width: 52px; height: 52px; display: grid; place-items: center; background: var(--navy-800); color: #fff; margin-bottom: 22px; }
  .loan-card h3 { font-size: 24px; margin-bottom: 10px; }
  .loan-card p { color: var(--ink-soft); margin: 0 0 18px; }
  .loan-card ul { list-style: none; margin: 0 0 24px; padding: 0; display: grid; gap: 8px; }
  .loan-card li { display: flex; gap: 10px; font-size: 15px; }
  .loan-card li::before { content: ""; flex: none; width: 6px; height: 6px; background: var(--accent-strong); margin-top: 9px; }
  .loan-card .btn { margin-top: auto; align-self: flex-start; padding: 12px 18px; }

  .steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border: 1px solid var(--line); background: #fff; }
  .step { padding: 32px 28px; border-right: 1px solid var(--line); }
  .step:last-child { border-right: 0; }
  .step-num { font-family: var(--font-display); font-size: 52px; font-weight: 800; color: #dbe4fb; line-height: 1; margin-bottom: 18px; }
  .step h3 { font-size: 21px; margin-bottom: 8px; }
  .step p { margin: 0; color: var(--ink-soft); }

  .why { background: var(--navy-800); color: #fff; }
  .why .section-head p { color: rgba(255,255,255,.75); }
  .why .eyebrow { color: var(--accent); }
  .why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.12); }
  .why-item { background: var(--navy-800); padding: 32px; }
  .why-item svg { color: var(--gold); margin-bottom: 18px; }
  .why-item h3 { font-size: 21px; margin-bottom: 8px; }
  .why-item p { margin: 0; color: rgba(255,255,255,.72); }

  .docs { display: grid; grid-template-columns: 280px 1fr; gap: 32px; }
  .doc-tabs { display: grid; gap: 8px; align-content: start; }
  .doc-tab { text-align: left; padding: 16px 18px; border: 1px solid var(--line); background: #fff; font-weight: 600; cursor: pointer; color: var(--ink); }
  .doc-tab[aria-selected="true"] { background: var(--navy-800); color: #fff; border-color: var(--navy-800); }
  .doc-panel { background: #fff; border: 1px solid var(--line); padding: 32px; }
  .doc-panel[hidden] { display: none; }
  .doc-panel h3 { font-size: 24px; margin-bottom: 18px; }
  .doc-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 24px 40px; }
  .doc-cols h4 { margin: 0 0 10px; font-size: 14px; text-transform: uppercase; letter-spacing: .1em; color: var(--accent-strong); }
  .doc-cols ul { margin: 0; padding-left: 18px; color: var(--ink-soft); display: grid; gap: 6px; }
  .doc-note { margin: 24px 0 0; font-size: 14px; color: var(--ink-soft); }

  .faq { max-width: 860px; }
  .faq details { border-bottom: 1px solid var(--line); }
  .faq summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; gap: 24px; padding: 24px 0; font-family: var(--font-display); font-weight: 700; font-size: 20px; }
  .faq summary::-webkit-details-marker { display: none; }
  .faq summary::after { content: "+"; font-size: 28px; line-height: 1; color: var(--accent-strong); transition: transform .2s; }
  .faq details[open] summary::after { transform: rotate(45deg); }
  .faq details p { margin: 0 0 24px; color: var(--ink-soft); font-size: 17px; }

  .cta { background: linear-gradient(120deg, var(--navy-700), var(--navy-900)); color: #fff; padding: 72px 0; }
  .cta .wrap { display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
  .cta h2 { font-size: clamp(28px, 3.4vw, 42px); font-weight: 800; max-width: 640px; }
  .cta-actions { display: flex; gap: 12px; flex-wrap: wrap; }
  .btn-outline { border: 1px solid rgba(255,255,255,.4); color: #fff; background: transparent; }

  .site-footer { background: var(--navy-900); color: rgba(255,255,255,.7); padding: 56px 0 100px; font-size: 15px; }
  .foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; padding-bottom: 32px; border-bottom: 1px solid rgba(255,255,255,.1); }
  .site-footer h4 { color: #fff; margin: 0 0 14px; font-family: var(--font-display); font-size: 17px; }
  .site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
  .site-footer a { text-decoration: none; }
  .site-footer a:hover { color: #fff; }
  .disclaimer { font-size: 13px; margin-top: 24px; line-height: 1.6; }

  .mobile-bar { display: none; }

  /* ---------- Responsive ---------- */
  @media (max-width: 1080px) {
    .nav { display: none; }
    .hero-grid { grid-template-columns: 1fr; gap: 40px; }
    .form-card { position: static; }
    .loan-cards { grid-template-columns: 1fr 1fr; }
    .loan-card, .loan-card:nth-child(4), .loan-card:nth-child(5) { grid-column: auto; }
    .loan-card:last-child { grid-column: 1 / -1; }
    .steps { grid-template-columns: 1fr 1fr; }
    .step:nth-child(2) { border-right: 0; }
    .step:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
    .why-grid { grid-template-columns: 1fr 1fr; }
  }
  @media (max-width: 720px) {
    .site-header .wrap { height: 64px; gap: 12px; }
    .brand-mark { width: 38px; height: 38px; font-size: 19px; }
    .brand-name { font-size: 19px; }
    .brand-sub { display: none; }
    .header-phone span { display: none; }
    .site-header .btn { padding: 10px 14px; font-size: 14px; }
    .site-header .btn svg { display: none; }
    .hero-grid { padding: 32px 0 48px; }
    .tag { font-size: 12px; letter-spacing: .12em; padding: 10px 12px; }
    .hero h1 { margin: 24px 0 20px; }
    .rotator { font-size: 18px; }
    .rotator strong { font-size: 20px; }
    .hero-lead { font-size: 17px; }
    .hero-loans { grid-template-columns: 1fr; }
    .form-head, .form-card form { padding-left: 20px; padding-right: 20px; }
    .form-head h2 { font-size: 26px; }
    .two-col { grid-template-columns: 1fr; }
    section { padding: 64px 0; }
    .loan-cards, .steps, .why-grid, .doc-cols, .foot-grid { grid-template-columns: 1fr; }
    .loan-card:last-child { grid-column: auto; }
    .step { border-right: 0; border-bottom: 1px solid var(--line); }
    .step:last-child { border-bottom: 0; }
    .docs { grid-template-columns: 1fr; }
    .doc-tabs { display: flex; overflow-x: auto; gap: 8px; padding-bottom: 4px; }
    .doc-tab { white-space: nowrap; }
    .doc-panel { padding: 24px 20px; }
    .mobile-bar { display: grid; grid-template-columns: 1fr 1fr 1.3fr; position: fixed; left: 0; right: 0; bottom: 0; z-index: 60; background: #fff; border-top: 1px solid var(--line); box-shadow: 0 -8px 24px -12px rgba(7,19,48,.3); }
    .mobile-bar a { display: flex; align-items: center; justify-content: center; gap: 8px; height: 58px; font-weight: 700; text-decoration: none; color: var(--navy-800); }
    .mobile-bar a + a { border-left: 1px solid var(--line); }
    .mobile-bar a.apply { background: var(--navy-800); color: #fff; }
  }
  @media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { transition: none !important; }
  }

  /* ---------- Inner pages (privacy policy etc.) ---------- */
  .page-content { padding: 72px 0 96px; }
  .page-content article { max-width: 760px; }
  .page-content h1 { font-size: clamp(32px, 4vw, 48px); font-weight: 800; margin-bottom: 24px; }
  .page-content .entry { color: var(--ink-soft); font-size: 17px; margin-bottom: 32px; }
  .page-content .entry h2, .page-content .entry h3 { color: var(--ink); margin: 32px 0 12px; }
  .page-content .entry a { color: var(--accent-strong); }

  /* ---------- Thank-you page ---------- */
  body.jsf-thanks { min-height: 100vh; display: flex; flex-direction: column; background: radial-gradient(1200px 600px at 20% 0%, var(--navy-600) 0%, var(--navy-800) 45%, var(--navy-900) 100%); }
  .jsf-thanks .site-header { position: static; background: transparent; }
  .thanks { flex: 1; display: grid; place-items: center; padding: 48px 0 64px; }
  .thanks-card { background: #fff; width: min(640px, 100% - 32px); box-shadow: 0 24px 60px -20px rgba(7,19,48,.55); }
  .thanks-top { padding: 44px 40px 32px; text-align: center; border-bottom: 1px solid var(--line); }
  .thanks-tick { width: 76px; height: 76px; border-radius: 50%; background: #e6f6ef; color: var(--ok); display: grid; place-items: center; margin: 0 auto 22px; animation: jsf-pop .5s cubic-bezier(.2,1.4,.4,1) both; }
  @keyframes jsf-pop { from { transform: scale(.4); opacity: 0; } }
  .thanks h1 { font-size: clamp(30px, 5vw, 40px); margin: 10px 0 14px; }
  .thanks-lead { color: var(--ink-soft); font-size: 18px; margin: 0 auto; max-width: 460px; }
  .thanks-ref { display: inline-block; margin-top: 20px; padding: 8px 14px; background: var(--bg-soft); border: 1px dashed #c9d1e1; font-size: 14px; color: var(--ink-soft); }
  .thanks-ref strong { color: var(--ink); letter-spacing: .04em; }
  .thanks-next { padding: 32px 40px; }
  .thanks-next h2 { font-size: 20px; margin: 0 0 18px; }
  .thanks-next ol { list-style: none; margin: 0; padding: 0; display: grid; gap: 16px; }
  .thanks-next li { display: flex; gap: 16px; }
  .thanks-next .num { flex: none; width: 32px; height: 32px; display: grid; place-items: center; background: var(--navy-800); color: #fff; font-family: var(--font-display); font-weight: 700; font-size: 15px; }
  .thanks-next li strong { display: block; }
  .thanks-next li span { color: var(--ink-soft); font-size: 15px; }
  .thanks-actions { padding: 0 40px 40px; display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
  .thanks-actions .btn { height: 54px; }
  .btn-wa { background: #1fa855; color: #fff; }
  .btn-wa:hover { background: #18934a; }
  .thanks-back { grid-column: 1 / -1; text-align: center; color: var(--ink-soft); font-size: 15px; margin: 6px 0 0; }
  .thanks-back a { color: var(--accent-strong); font-weight: 600; }
  .thanks-footer { color: rgba(255,255,255,.6); font-size: 13px; text-align: center; padding: 20px 16px 28px; }
  @media (max-width: 560px) {
    .thanks { padding: 28px 0 40px; }
    .thanks-top { padding: 36px 20px 26px; }
    .thanks-next { padding: 26px 20px; }
    .thanks-actions { padding: 0 20px 28px; grid-template-columns: 1fr; }
    .thanks-lead { font-size: 16px; }
  }
  @media (prefers-reduced-motion: reduce) { .thanks-tick { animation: none; } }

  /* WordPress admin bar offset for the sticky header */
  .admin-bar .site-header { top: 32px; }
  @media (max-width: 782px) { .admin-bar .site-header { top: 46px; } }
  @media (max-width: 600px) { .admin-bar .site-header { top: 0; } }

  /* Footer social links */
  .foot-social { display: inline-flex; align-items: center; gap: 8px; }
  .foot-social svg { color: var(--accent); }

  /* Brand logo on a white panel (logo colours are made for a light background) */
  .site-header .wrap { height: 120px; }
  .brand-logo { background: #fff; padding: 8px 14px; line-height: 0; flex: none; }
  .brand-logo .brand-img { display: block; height: 88px; width: auto; }
  .brand-logo-foot { margin-bottom: 20px; display: inline-block; padding: 16px 22px; }
  .brand-logo-foot .brand-img { height: auto; width: 100%; max-width: 320px; }
  @media (max-width: 720px) {
    .site-header .wrap { height: 80px; }
    .site-header .brand-logo { padding: 5px 10px; }
    .site-header .brand-logo .brand-img { height: 60px; }
    .brand-logo-foot { padding: 12px 16px; }
    .brand-logo-foot .brand-img { max-width: 260px; }
  }
  @media (max-width: 720px) { html { scroll-padding-top: 92px; } }

  /* =====================================================================
     BLOG
     ===================================================================== */
  .screen-reader-text { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
  .btn-ghost { border: 1px solid var(--line); color: var(--ink); background: #fff; }
  .btn-ghost:hover { border-color: var(--ink); }
  .section-head-row { max-width: none; display: flex; align-items: flex-end; justify-content: space-between; gap: 24px; flex-wrap: wrap; }

  .crumbs { display: flex; flex-wrap: wrap; gap: 8px; font-size: 14px; color: rgba(255,255,255,.6); margin-bottom: 22px; }
  .crumbs a { color: rgba(255,255,255,.85); text-decoration: none; }
  .crumbs a:hover { color: #fff; text-decoration: underline; }
  .crumbs [aria-current] { color: rgba(255,255,255,.6); }

  /* Listing / archive header */
  .blog-hero { background: radial-gradient(1000px 500px at 15% 0%, var(--navy-600) 0%, var(--navy-800) 50%, var(--navy-900) 100%); color: #fff; padding: 56px 0 40px; }
  .blog-hero .eyebrow { color: var(--accent); }
  .blog-hero h1 { font-size: clamp(36px, 5vw, 60px); font-weight: 800; margin: 12px 0 0; }
  .blog-hero-desc { color: rgba(255,255,255,.78); font-size: 18px; max-width: 680px; margin-top: 14px; }
  .blog-hero-desc p { margin: 0; }
  .blog-tools { display: flex; justify-content: space-between; align-items: center; gap: 16px 24px; flex-wrap: wrap; margin-top: 32px; }
  .cat-chips { display: flex; flex-wrap: wrap; gap: 8px; }
  .chip { display: inline-block; padding: 8px 14px; border: 1px solid var(--line); background: #fff; color: var(--ink); font-size: 14px; font-weight: 600; text-decoration: none; transition: border-color .15s, background .15s; }
  .chip:hover { border-color: var(--accent-strong); }
  .blog-hero .chip { background: transparent; color: #fff; border-color: rgba(255,255,255,.25); }
  .blog-hero .chip:hover { border-color: var(--accent); }
  .blog-hero .chip.active { background: #fff; color: var(--navy-800); border-color: #fff; }
  .blog-search { display: flex; min-width: 260px; }
  .blog-search input { flex: 1; height: 44px; border: 1px solid rgba(255,255,255,.25); border-right: 0; background: rgba(255,255,255,.06); color: #fff; padding: 0 14px; font-size: 15px; outline: none; border-radius: 0; }
  .blog-search input::placeholder { color: rgba(255,255,255,.55); }
  .blog-search input:focus { border-color: var(--accent); }
  .blog-search button { width: 48px; height: 44px; border: 0; background: #fff; color: var(--navy-800); display: grid; place-items: center; cursor: pointer; }
  .blog-list { padding: 56px 0 96px; }

  /* Post cards */
  .post-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
  .post-card { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); transition: border-color .2s, box-shadow .2s, transform .2s; }
  .post-card:hover { border-color: var(--accent-strong); box-shadow: 0 18px 40px -24px rgba(11,27,63,.4); transform: translateY(-2px); }
  .post-card-media { display: block; aspect-ratio: 16 / 10; overflow: hidden; background: var(--navy-800); }
  .post-card-media img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
  .post-card:hover .post-card-media img { transform: scale(1.03); }
  .post-card-placeholder { display: flex; align-items: flex-end; width: 100%; height: 100%; padding: 20px; background: radial-gradient(400px 220px at 80% 0%, var(--navy-600), var(--navy-800) 60%, var(--navy-900)); }
  .post-card-placeholder span { font-family: var(--font-display); font-weight: 800; font-size: 26px; color: #fff; line-height: 1.1; border-left: 4px solid var(--gold); padding-left: 12px; }
  .post-card-body { display: flex; flex-direction: column; flex: 1; padding: 22px 24px 24px; }
  .post-meta { display: flex; align-items: center; gap: 12px; font-size: 13px; color: var(--ink-soft); margin-bottom: 10px; }
  .post-cat { font-weight: 700; text-transform: uppercase; letter-spacing: .08em; font-size: 12px; color: var(--accent-strong); text-decoration: none; }
  .post-cat:hover { text-decoration: underline; }
  .post-card-title { font-size: 22px; line-height: 1.2; margin-bottom: 10px; }
  .post-card-title a { text-decoration: none; }
  .post-card-title a:hover { color: var(--accent-strong); }
  .post-card-excerpt { color: var(--ink-soft); margin: 0 0 18px; font-size: 15px; }
  .post-card-foot { margin-top: auto; display: flex; justify-content: space-between; align-items: center; gap: 12px; font-size: 14px; color: var(--ink-soft); padding-top: 16px; border-top: 1px solid var(--line); }
  .read-more { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; color: var(--navy-800); text-decoration: none; }
  .read-more:hover { color: var(--accent-strong); }

  .pagination { margin-top: 48px; }
  .pagination .nav-links { display: flex; flex-wrap: wrap; gap: 8px; justify-content: center; }
  .pagination .page-numbers { min-width: 44px; height: 44px; padding: 0 14px; display: inline-grid; place-items: center; border: 1px solid var(--line); text-decoration: none; font-weight: 600; color: var(--ink); background: #fff; }
  .pagination .page-numbers.current { background: var(--navy-800); color: #fff; border-color: var(--navy-800); }
  .pagination a.page-numbers:hover { border-color: var(--accent-strong); }
  .blog-empty { text-align: center; padding: 48px 16px; border: 1px dashed #c9d1e1; background: var(--bg-soft); }
  .blog-empty h2 { font-size: 28px; margin-bottom: 8px; }
  .blog-empty p { color: var(--ink-soft); margin: 0 0 20px; }

  /* Single post */
  .post-hero { background: radial-gradient(1000px 500px at 15% 0%, var(--navy-600) 0%, var(--navy-800) 50%, var(--navy-900) 100%); color: #fff; padding: 48px 0 56px; }
  .post-hero h1 { font-size: clamp(34px, 4.6vw, 56px); font-weight: 800; max-width: 900px; margin: 14px 0 0; }
  .post-cat-light { color: var(--accent); }
  .post-hero-lead { font-size: 20px; color: rgba(255,255,255,.8); max-width: 760px; margin: 18px 0 0; }
  .post-hero-meta { display: flex; flex-wrap: wrap; align-items: center; gap: 12px 26px; margin-top: 28px; color: rgba(255,255,255,.8); font-size: 15px; }
  .post-hero-meta span { display: inline-flex; align-items: center; gap: 8px; }
  .post-hero-meta svg { color: var(--accent); }
  .post-avatar { border-radius: 50%; width: 36px; height: 36px; }

  .post-layout { display: grid; grid-template-columns: minmax(0, 1fr) 400px; gap: 56px; align-items: start; padding: 48px 0 88px; }
  .post-feature { margin: 0 0 36px; }
  .post-feature img { width: 100%; height: auto; display: block; }

  .entry { font-size: 18px; line-height: 1.75; color: #24324f; }
  .entry > * { margin-top: 0; margin-bottom: 1.2em; }
  .entry h2, .entry h3, .entry h4 { color: var(--ink); line-height: 1.2; margin: 1.8em 0 .6em; }
  .entry h2 { font-size: 32px; }
  .entry h3 { font-size: 24px; }
  .entry h4 { font-size: 20px; }
  .entry a { color: var(--accent-strong); text-underline-offset: 3px; }
  .entry ul, .entry ol { padding-left: 1.4em; }
  .entry li { margin-bottom: .45em; }
  .entry li::marker { color: var(--accent-strong); font-weight: 700; }
  .entry blockquote { margin-left: 0; margin-right: 0; padding: 18px 24px; border-left: 4px solid var(--gold); background: var(--bg-soft); font-size: 20px; color: var(--ink); }
  .entry blockquote p:last-child { margin-bottom: 0; }
  .entry img { max-width: 100%; height: auto; }
  .entry figure { margin-left: 0; margin-right: 0; }
  .entry figcaption, .entry .wp-element-caption { font-size: 14px; color: var(--ink-soft); margin-top: 8px; }
  .entry table { width: 100%; border-collapse: collapse; font-size: 16px; }
  .entry .wp-block-table { overflow-x: auto; }
  .entry th, .entry td { border: 1px solid var(--line); padding: 10px 14px; text-align: left; }
  .entry th { background: var(--navy-800); color: #fff; }
  .entry tr:nth-child(even) td { background: var(--bg-soft); }
  .entry hr { border: 0; border-top: 1px solid var(--line); margin: 2em 0; }
  .entry code { background: var(--bg-soft); padding: 2px 6px; font-size: .9em; }
  .entry .alignwide, .entry .alignfull { max-width: 100%; }

  .post-tags { display: flex; flex-wrap: wrap; gap: 8px; margin: 32px 0 0; }
  .post-share { display: flex; align-items: center; flex-wrap: wrap; gap: 10px; margin-top: 28px; padding: 18px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
  .post-share span { font-weight: 700; margin-right: 6px; }
  .post-share a { width: 40px; height: 40px; display: grid; place-items: center; border: 1px solid var(--line); color: var(--navy-800); transition: background .15s, color .15s; }
  .post-share a:hover { background: var(--navy-800); color: #fff; border-color: var(--navy-800); }
  .post-cta-inline { display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; margin-top: 36px; padding: 26px 28px; background: var(--navy-800); color: #fff; }
  .post-cta-inline strong { display: block; font-family: var(--font-display); font-size: 22px; }
  .post-cta-inline span { color: rgba(255,255,255,.75); }
  .post-nav { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 36px; }
  .post-nav a { display: block; padding: 18px 20px; border: 1px solid var(--line); text-decoration: none; font-weight: 700; line-height: 1.35; }
  .post-nav a:hover { border-color: var(--accent-strong); }
  .post-nav span { display: block; font-size: 13px; color: var(--ink-soft); font-weight: 600; margin-bottom: 6px; }
  .post-nav-next { grid-column: 2; text-align: right; }
  .page-links { margin-top: 24px; font-weight: 600; }
  .related { padding: 72px 0 88px; }

  /* Comments (only shown if enabled on a post) */
  .comments-area { margin-top: 48px; }
  .comments-area .comment-list { list-style: none; padding: 0; }
  .comments-area .comment-body { padding: 18px 0; border-bottom: 1px solid var(--line); }
  .comments-area textarea, .comments-area input[type=text], .comments-area input[type=email], .comments-area input[type=url] { width: 100%; padding: 12px; border: 1px solid #c9d1e1; font: inherit; }
  .comments-area .submit { width: auto; height: auto; padding: 12px 20px; background: var(--navy-800); color: #fff; border: 0; font-weight: 700; cursor: pointer; }

  .nav a[aria-current="page"] { color: #fff; text-decoration: underline; text-underline-offset: 6px; }

  @media (max-width: 1080px) {
    .post-grid { grid-template-columns: 1fr 1fr; }
    .post-layout { grid-template-columns: 1fr; gap: 40px; }
  }
  @media (max-width: 720px) {
    .post-grid { grid-template-columns: 1fr; }
    .blog-hero { padding: 36px 0 28px; }
    .blog-search { min-width: 0; width: 100%; }
    .cat-chips { flex-wrap: nowrap; overflow-x: auto; width: 100%; padding-bottom: 4px; }
    .chip { white-space: nowrap; }
    .post-hero { padding: 32px 0 40px; }
    .post-hero-lead { font-size: 17px; }
    .post-layout { padding: 32px 0 64px; }
    .entry { font-size: 17px; }
    .entry h2 { font-size: 26px; }
    .entry h3 { font-size: 21px; }
    .post-nav { grid-template-columns: 1fr; }
    .post-nav-next { grid-column: auto; text-align: left; }
    .post-cta-inline { padding: 22px 20px; }
    .related { padding: 56px 0 64px; }
  }
